The primary use of car insurance is to provide protection against losses incurred as a result of traffic accidents and against liability that could be incurred in an accident.In many jurisdictions it is compulsory to have vehicle insurance before using or keeping a motor vehicle on public roads. Most jurisdictions relate insurance to both the car and the driver, however the degree of each varies greatly.
In US every state has different rules for car insurance. While most states do require additional coverage to be purchased, some such as Pennsylvania only require Comprehensive and Collision to be purchased in addition to liability and not "full" coverage. Vehicles bought on cash or have been paid off by the owner are generally required to only carry liability.
It is now very easy to get low cost auto insurance by checking the website
http://www.autoinsurancecenter.com/ .The site makes it is easy to purchase car insurance at the lowest rates.
Several states, like California and New Jersey, have enacted "Personal Responsibility Acts" which put further pressure on all drivers to carry liability insurance by preventing uninsured drivers from recovering noneconomic damages (e.g. compensation for "pain and suffering") if they are injured in any way while operating a motor vehicle.Some states require that insurance be carried in the car at all times, while others do not enforce this law.
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